PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE UNDER POWER OF SALE

NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED STATE OF GEORGIA, COUNTY OF SUMTER Pursuant to a power of sale contained in a certain security deed executed by JANICE L VILLARREAL, hereinafter referred to as Grantor, to United States of America, acting through the Rural Housing Service, its successors and assigns, United States Department of Agriculture, dated February 15, 1996, and recorded on February 16, 1996 in Deed Book 433, beginning at page 221, of the deed records of the Clerk of the Superior Court of Sumter County, Georgia, and by virtue of a default under the terms of said security deed, and the related note, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell at public outcry before the door of the courthouse in Sumter County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in November, 2026, all property described in said security deed including but not limited to the following described property: All that certain house and lot known as 834 Ridge Street in the City of Americus, Sumter County, Georgia, being Lot No. 89 of the Pinecrest Heights Subdivision, as shown by a plat of survey thereof made by James R. Littlefield, Georgia Registered Surveyor No. 1304, on November 3, 1977, recorded in Plat Book 11, Page 59, in the office of the Clerk of Superior Court of Sumter County, Georgia, and made a part of this description by reference thereto. Said property being more particularly described as follows: START at the intersection of the northerly right of way Clara Drive with the easterly right of way of Ridge Street, thence run due north along the easterly right of way of Ridge Street 383.8 feet to an iron pin, which is the POINT OF BEGINNING; thence continue to run due north along the right of way of Clara Drive for 80.0 feet to an iron pin; thence run South 89 degrees 34 minutes east for 137.5 feet to an iron pin; thence run due south 80.0 feet to a wood fence post; then run north 89 degrees 34 minutes west for 137.5 feet to the POINT OF BEGINNING.Said property may more commonly be known as 834 RIDGE ST, AMERICUS, GA 31709 Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable); any matters which might be disclosed by an accurate survey and inspection of the property; any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said Security Deed. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.  United States of America, acting through the Rural Housing Service, its successors and assigns, United States Department of Agriculture is the entity with full authority to negotiate, amend and modify the terms of the Note and Security Deed, and it may be contacted at: Address: P.O. Box 66889, St. Louis, MO 63166 Phone: 1-800-414-1226 To the best of the undersigned’s knowledge and belief, the party in possession of the property is believed to be JANICE L VILLARREAL, or tenant(s). United States of America, acting through the Rural Housing Service, its successors and assigns, United States Department of Agriculture, as Transferee, Assignee, and Secured Creditor As attorney-in-fact for the aforesaid Grantor Please note that if any borrower or obligor has received a discharge in a bankruptcy case filed under Title 11 of the United States Code, no personal liability will arise from this foreclosure action against that individual. This foreclosure action is being pursued solely against the real property to enforce the lien created by the Security Instrument. Respectfully, Marinosci Law Group, P.C. 16415 Addison Road, Suite 725 Addison, TX 75001 (401) 234-9200 (401) 398-2594 THIS LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-4888391

Americus Times Recorder:
Oct. 7, 14, 21 and 28, 2026
A-4888391