PUBLIC NOTICE NOTICE OF SALE UNDER POWER
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10/7/2026
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PUBLIC NOTICE
NOTICE OF SALE UNDER POWER
GEORGIA, SUMTER COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from DERRICK LEVON GRAHAM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR AMERICAN PACIFIC MORTGAGE CORPORATION, dated February 6, 2026, recorded February 6, 2026, in Book 01801, Page 0094-0110, Sumter County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Ninety-Four Thousand Eighty-Five and 00/100 dollars ($194,085.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to VILLAGE CAPITAL & INVESTMENT LLC, there will be sold at public outcry to the highest bidder for cash at the Sumter County Courthouse, within the legal hours of sale on the first Tuesday in November, 2026, all property described in said Security Deed including but not limited to the following described property:
ALL THAT CERTAIN TRACT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS LOCATED THEREON, BEING KNOWN AS LOT 119 OF THE SHARONDALE SUBDIVISION, AMERICUS, SUMTER COUNTY, GEORGIA, AND ALSO KNOWN AS 118 SHARON CIRCLE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN THE CITY OF AMERICUS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:TO OBTAIN THE POINT OF BEGINNING, BEGIN AT THE POINT LOCATED AT THE INTERSECTION OF THE NORTHWEST CORNER OF SHARON CIRCLE AND SHARON DRIVE AND RUN 974.74 FEET ALONG THE RIGHT OF WAY OF SHARON CIRCLE TO THE POINT OF BEGINNING. FROM SAID POINT OF BEGINNING, RUN THENCE NORTH 26° 00’ 32” WEST 218.09 FEET TO AN IRON PIN FOUND; THENCE GO NORTH 89° 24’ 58” EAST 171.70 FEET TO AN IRON PIN SET; THENCE GO SOUTH 00° 00’ 01” WEST 180.00 FEET TO AN IRON PIN FOUND ON THE RIGHT OF WAY OF SHARON CIRCLE; THENCE RUN ALONG SAID RIGHT OF WAY OF SHARON CIRCLE SOUTH 76° 51’ 41” WEST 78.10 FEET ALONG A CHORD WITH A RADIUS OF 175.0 FEET BACK TO THE POINT OF BEGINNING.SAID PROPERTY IS MORE PARTICULARLY SHOWN ON A CERTAIN PLAT OF SURVEY DATED MAY 27, 1996, PREPARED BY JAMES R. LITTLEFIELD, GEORGIA REGISTERED SURVEYOR #1304, WHICH PLAT IS RECORDED IN PLAT CABINET B, SLIDE 183-E IN THE OFFICE OF CLERK OF SUPERIOR COURT OF SUMTER COUNTY, GEORGIA, AND IS MADE A PART OF THIS DESCRIPTION BY SPECIFIC REFERENCE THERETO.THIS CONVEYANCE ALSO INCLUDES THE 0.65 ACRE OF SWAMP LAND LOCATED DIRECTLY BEHIND THE ABOVE DESCRIBED PROPERTY. THIS SWAMP LAND EXTENDS ALL THE WAY TO TOWN CREEK AND IS ALSO SHOWN ON THE PLAT AS REFERENCED ABOVE.
Said legal description being controlling, however the property is more commonly known as 118 SHARON CIR, AMERICUS, GA 31709.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DERRICK LEVON GRAHAM, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.
The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment, LLC, Loss Mitigation Dept., 2460 Paseo Verde Parkway Suite 110, Henderson, NV 89074, Telephone Number: 1-800-919-0068. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.
VILLAGE CAPITAL & INVESTMENT LLC
as Attorney in Fact for
DERRICK LEVON GRAHAM
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. VCI-26-04093-1
rlselaw.com/property-listing
Americus Times Recorder:
Oct. 7, 14, 21 and 28, 2026
VCI-26-04093-1
NOTICE OF SALE UNDER POWER
GEORGIA, SUMTER COUNTY
By virtue of a Power of Sale contained in that certain Security Deed from DERRICK LEVON GRAHAM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR AMERICAN PACIFIC MORTGAGE CORPORATION, dated February 6, 2026, recorded February 6, 2026, in Book 01801, Page 0094-0110, Sumter County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Ninety-Four Thousand Eighty-Five and 00/100 dollars ($194,085.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to VILLAGE CAPITAL & INVESTMENT LLC, there will be sold at public outcry to the highest bidder for cash at the Sumter County Courthouse, within the legal hours of sale on the first Tuesday in November, 2026, all property described in said Security Deed including but not limited to the following described property:
ALL THAT CERTAIN TRACT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS LOCATED THEREON, BEING KNOWN AS LOT 119 OF THE SHARONDALE SUBDIVISION, AMERICUS, SUMTER COUNTY, GEORGIA, AND ALSO KNOWN AS 118 SHARON CIRCLE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN THE CITY OF AMERICUS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:TO OBTAIN THE POINT OF BEGINNING, BEGIN AT THE POINT LOCATED AT THE INTERSECTION OF THE NORTHWEST CORNER OF SHARON CIRCLE AND SHARON DRIVE AND RUN 974.74 FEET ALONG THE RIGHT OF WAY OF SHARON CIRCLE TO THE POINT OF BEGINNING. FROM SAID POINT OF BEGINNING, RUN THENCE NORTH 26° 00’ 32” WEST 218.09 FEET TO AN IRON PIN FOUND; THENCE GO NORTH 89° 24’ 58” EAST 171.70 FEET TO AN IRON PIN SET; THENCE GO SOUTH 00° 00’ 01” WEST 180.00 FEET TO AN IRON PIN FOUND ON THE RIGHT OF WAY OF SHARON CIRCLE; THENCE RUN ALONG SAID RIGHT OF WAY OF SHARON CIRCLE SOUTH 76° 51’ 41” WEST 78.10 FEET ALONG A CHORD WITH A RADIUS OF 175.0 FEET BACK TO THE POINT OF BEGINNING.SAID PROPERTY IS MORE PARTICULARLY SHOWN ON A CERTAIN PLAT OF SURVEY DATED MAY 27, 1996, PREPARED BY JAMES R. LITTLEFIELD, GEORGIA REGISTERED SURVEYOR #1304, WHICH PLAT IS RECORDED IN PLAT CABINET B, SLIDE 183-E IN THE OFFICE OF CLERK OF SUPERIOR COURT OF SUMTER COUNTY, GEORGIA, AND IS MADE A PART OF THIS DESCRIPTION BY SPECIFIC REFERENCE THERETO.THIS CONVEYANCE ALSO INCLUDES THE 0.65 ACRE OF SWAMP LAND LOCATED DIRECTLY BEHIND THE ABOVE DESCRIBED PROPERTY. THIS SWAMP LAND EXTENDS ALL THE WAY TO TOWN CREEK AND IS ALSO SHOWN ON THE PLAT AS REFERENCED ABOVE.
Said legal description being controlling, however the property is more commonly known as 118 SHARON CIR, AMERICUS, GA 31709.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is DERRICK LEVON GRAHAM, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale.
The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment, LLC, Loss Mitigation Dept., 2460 Paseo Verde Parkway Suite 110, Henderson, NV 89074, Telephone Number: 1-800-919-0068. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.
VILLAGE CAPITAL & INVESTMENT LLC
as Attorney in Fact for
DERRICK LEVON GRAHAM
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992 Case No. VCI-26-04093-1
rlselaw.com/property-listing
Americus Times Recorder:
Oct. 7, 14, 21 and 28, 2026
VCI-26-04093-1